Chase Slate Edge Credit Card Review 2024

Like most other credit cards with a 0% purchase and balance transfer APR, the Chase Slate Edge credit card is available to those with good credit or better credit – you need a 700 credit score or higher to qualify. That means that this card may not be one of the best credit cards for startups – at least not for startup founders with only mediocre credit scores.

If you do have a credit score of around 700 or higher, you are likely eligible for this card and can take advantage of the respectable purchase and balance transfer deal it offers. But if your credit score is below 690, consider looking for a different card.

• 0% APR for 18 months from account opening on purchases and balance transfers - with variable APR of 17.24%–25.99%
• If you spend at least $1,000 on your card per year, you’ll automatically be considered for a 2% APR reduction
• Automatic one-time review for credit limit increase when you pay on time and spend $500 in your first six months
• No annual fee

• 3% foreign transaction fee
• Balance transfer fee of 3% for the first 60 days of account holding, then $5 or 5% of the amount of each balance transfer, whichever is greater
• No rewards for purchases

The Chase Slate Edge credit card is a mixed bag when it comes to fees and features. In some ways, it offers a good deal, like its 0% APR for 18 months on purchases and balance transfers. In other ways, it falls short – like its lack of rewards and relatively high balance transfer fees. 

• Purchase protection on new purchases for 120 days, up to $50,000 per account and $500 per claim
• Auto rental collision damage waiver
• Extended warranty protection on eligible products for one year
• Zero liability on unauthorized purchases
• 24/7 customer support

• Introductory APR: 0% for 18 months from account opening on purchases and balance transfers, with variable APR of 17.24%–25.99%
• Cash Advance APR: 27.24%
• Max Penalty APR: 29.99%

• Foreign Transaction Fee: 3%
• Balance Transfer Fee: 3% for the first 60 days of account holding, then $5 or 5% of the amount of each balance transfer, whichever is greater
• Cash Advance Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
• No annual fees

The Chase Slate Edge credit card is comparable to other 0% intro APR cards with the exception of rewards. While it gives you many of the same standard rewards you get from other credit cards, such as rental car collision insurance, it doesn't offer any sort of rewards program (no cash back on purchases, no rewards points, and so on).

The Chase Slate Edge credit card is a solid choice for startup owners that want a 0% APR on purchases and balance transfers. It doesn’t offer a reward program, so it’s not a good fit for those that want to get things like cash back or points on purchases. But it does offer a long intro APR that can save you money on much-needed purchases. 

If you do want a card that gives you rewards, consider looking at other options. There are 0% APR cards out there that do include rewards programs, although the intro period may not last quite as long as the Chase Slate Edge.